Covered Calls

NBT Bancorp Inc

NBTBNASDAQ · USD

52.83USD-0.14 (-0.27%)

389

NBT Bancorp Inc (NBTB) Covered Calls

NBT Bancorp Inc trades in the Banks - Regional industry with an IV Rank of 52.38%, average versus the past year. NBTB's highest covered call setup is the $55.00 strike expiring Nov 20, 2026, sorted by theoretical annualized return. It's 3.83% out of the money with 15 days to expiration, a 3.93% return until expiration, and a 95.55% theoretical annualized return. Across the setups shown, annualized returns run from 11.65% to 95.55% at strikes between $55.00 and $60.00, with 15 to 197 days to expiration, as of Nov 5, 2026.

Running NBTB covered calls helps you generate income from NBT Bancorp Inc shares you already own, turning a long stock position into a yield producing asset. A covered call means holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike. Use our scanner to find the best NBTB covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.

A covered call pairs limited risk with a clear income profile. If NBTB stays below the strike at expiration, you keep the premium and the shares. If it rises above, you deliver the stock at the strike and still pocket the premium. Selling NBTB covered calls works best when implied volatility is elevated, since richer premiums improve the risk reward. Key inputs include strike selection relative to delta, days to expiration, annualized return, and probability of assignment, all of which determine whether a given NBTB covered call is worth writing.

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services.


2026-11-20	15	55.00	3.83	0.05	4.90	208.00	3.93	95.55	-0.09	+0.44	111	4.85
2027-05-21	197	60.00	13.27	0.05	4.90	708.00	13.37	24.76	-0.09	+0.36	0	4.85
2027-02-19	106	55.00	3.83	0.65	4.90	268.00	5.06	17.42	-1.23	+0.47	5	4.25
2027-05-21	197	55.00	3.83	1.30	5.50	333.00	6.29	11.65	-2.45	+0.50	0	4.20

As of Nov 5, 2026

Prices move. This one stays.Lock in 5 years at a special price and save $2,243. Ending soon.See the Early Bird Black Friday deal →

Stock Statistics

IndustryBanks - Regional
SectorFinancial
IV Rank52.38% Moderate
Market cap (M$)2,751
52 weeks high-3.43%
52 weeks low34.31%
Analyst recommendationBuy
2.43
Target price$57.17
8.84% above the current stock price
Dividend—
Payout ratio42.69%
Earnings date2027-01-25
P/E12.74
Future P/E11.69
EPS (ttm)4.16
EPS growth next 5 years8.44%

As of Nov 5, 2026

Browse all Covered Calls tickers