PennyMac Financial Services Inc

PFSINYSE · USD
65.61USD0.00 (-2.02%)
612

PennyMac Financial Services Inc (PFSI) Covered Calls

As of September 23, 2026, PFSI has 23 covered call opportunities in the coming three months. Return ranges from 9.4 to 60.3% until expiration. Annualized return ranges from 15.2 to 95.3%. The nearest expiration is November 20, 2026. Maximum potential profit is $3,954.

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Running PFSI covered calls helps you generate consistent income from PennyMac Financial Services Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on PennyMac Financial Services Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best PFSI covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.

A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if PFSI stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling PFSI covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given PennyMac Financial Services Inc covered call is worth writing.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs.

The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.

Income-focused investors, long-term PFSI holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling PFSI covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best PennyMac Financial Services Inc covered calls come to you, already filtered for the metrics that matter.

Stock Statistics

  • IndustryMortgage Finance
  • SectorFinancial
  • IV percentile67.86% Elevated
  • Market cap (M$)3,409
  • 52 weeks high-59.09%
  • 52 weeks low0.89%
  • Analyst recommendationBuy
    2.00
  • Target price$90.57
    38.04% above the current stock price
  • Dividend
  • Payout ratio12.90%
  • Earnings date2026-10-20
  • P/E9.02
  • Future P/E6.04
  • EPS (ttm)7.28
  • EPS growth next 5 years12.50%

As of September 23, 2026

2026-11-205875.0014.310.553.20994.0015.1595.34-0.84+0.28182.65
2027-01-1511480.0021.930.102.301449.0022.0970.71-0.15+0.19392.20
2026-12-188675.0014.310.552.20994.0015.1564.30-0.84+0.242841.65
2027-02-1914980.0021.931.604.101599.0024.3759.70-2.44+0.291322.50
2026-11-205870.006.691.753.70614.009.3658.89-2.67+0.394951.95
2027-05-2124090.0037.170.203.202459.0037.4857.00-0.30+0.1903.00
2027-01-1511475.0014.310.904.101029.0015.6850.21-1.37+0.3203.20
2027-12-17450105.0060.040.153.703954.0060.2748.88-0.23+0.1703.55
2027-05-2124085.0029.550.553.901994.0030.3946.22-0.84+0.2403.35
2027-12-17450100.0052.420.604.003499.0053.3343.26-0.91+0.20163.40

As of September 23, 2026

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