Southern First Bancshares Inc

SFSTNASDAQ · USD
60.62USD0.00 (+0.77%)
369

Southern First Bancshares Inc (SFST) Covered Calls

As of September 25, 2026, SFST has 3 covered call opportunities in the coming three months. Return ranges from 8.5 to 16.7% until expiration. Annualized return ranges from 18.3 to 29.9%. The nearest expiration is January 15, 2027. Maximum potential profit is $1,004.

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Running SFST covered calls helps you generate consistent income from Southern First Bancshares Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Southern First Bancshares Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best SFST covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.

A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if SFST stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling SFST covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Southern First Bancshares Inc covered call is worth writing.

Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It operates through three segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit.

In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. It operates through eight retail offices located in Greenville, Charleston, and Columbia; three retail offices located in Raleigh, Greensboro, and Charlotte markets; and one retail office located in Atlanta. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.

Income-focused investors, long-term SFST holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling SFST covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Southern First Bancshares Inc covered calls come to you, already filtered for the metrics that matter.

Stock Statistics

  • IndustryBanks - Regional
  • SectorFinancial
  • IV percentile11.51% Subdued
  • Market cap (M$)574
  • 52 weeks high-6.87%
  • 52 weeks low48.22%
  • Analyst recommendationBuy
    2.00
  • Target price$68.50
    13.00% above the current stock price
  • Dividend—
  • Payout ratio0.00%
  • Earnings date2026-10-27
  • P/E12.96
  • Future P/E9.82
  • EPS (ttm)4.68
  • EPS growth next 5 years20.74%

As of September 25, 2026

2027-04-1620470.0016.360.204.801004.0016.6929.86-0.33+0.3224.60
2027-01-1511365.008.050.304.90514.008.5427.60-0.50+0.3924.60
2027-04-1620465.008.051.304.90614.0010.2118.26-2.16+0.4203.60

As of September 25, 2026

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