SmartFinancial Inc

SMBKNYSE · USD
50.30USD+0.38 (+0.77%)
389

SmartFinancial Inc (SMBK) Covered Calls

As of September 23, 2026, SMBK has 2 covered call opportunities in the coming three months. Return ranges from 9.5 to 10.2% until expiration. Annualized return ranges from 18.0 to 30.0%. The nearest expiration is January 15, 2027. Maximum potential profit is $526.

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Running SMBK covered calls helps you generate consistent income from SmartFinancial Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on SmartFinancial Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best SMBK covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.

A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if SMBK stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling SMBK covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given SmartFinancial Inc covered call is worth writing.

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities.

In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.

Income-focused investors, long-term SMBK holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling SMBK covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best SmartFinancial Inc covered calls come to you, already filtered for the metrics that matter.

Stock Statistics

  • IndustryBanks - Regional
  • SectorFinancial
  • IV percentile37.70% Neutral
  • Market cap (M$)854
  • 52 weeks high-7.79%
  • 52 weeks low51.23%
  • Analyst recommendationBuy
    2.33
  • Target price$52.71
    4.79% above the current stock price
  • Dividend—
  • Payout ratio10.74%
  • Earnings date2026-10-20
  • P/E14.73
  • Future P/E11.91
  • EPS (ttm)3.39
  • EPS growth next 5 years11.50%

As of September 23, 2026

2027-01-1511655.006.711.452.25491.009.5329.98-2.81+0.3920.80
2027-04-1620755.006.711.8011.80526.0010.2118.00-3.49+0.53010.00

As of September 23, 2026

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