Unity Bancorp Inc
Unity Bancorp Inc (UNTY) Covered Calls
As of September 23, 2026, UNTY has 5 covered call opportunities in the coming three months. Return ranges from 5.7 to 14.1% until expiration. Annualized return ranges from 15.6 to 44.8%. The nearest expiration is November 20, 2026. Maximum potential profit is $804.
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Running UNTY covered calls helps you generate consistent income from Unity Bancorp Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Unity Bancorp Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best UNTY covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if UNTY stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling UNTY covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Unity Bancorp Inc covered call is worth writing.
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans.
the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.
Income-focused investors, long-term UNTY holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling UNTY covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Unity Bancorp Inc covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryBanks - Regional
- SectorFinancial
- IV percentile82.14% Elevated
- Market cap (M$)573
- 52 weeks high-8.70%
- 52 weeks low28.69%
- Analyst recommendationStrong Buy
1.00 - Target price$68.55
23.89% above the current stock price - Dividend—
- Payout ratio10.23%
- Earnings date2026-10-13
- P/E9.94
- Future P/E8.97
- EPS (ttm)5.74
- EPS growth next 5 years9.08%
As of September 23, 2026
| 2027-01-15 | 114 | 65.00 | 13.92 | 0.05 | 4.90 | 799.00 | 14.00 | 44.83 | -0.09 | +0.33 | 0 | 4.85 |
| 2026-11-20 | 58 | 60.00 | 5.15 | 0.30 | 4.90 | 324.00 | 5.68 | 35.73 | -0.53 | +0.42 | 0 | 4.60 |
| 2027-04-16 | 205 | 65.00 | 13.92 | 0.10 | 4.90 | 804.00 | 14.09 | 25.09 | -0.18 | +0.34 | 0 | 4.80 |
| 2027-01-15 | 114 | 60.00 | 5.15 | 0.70 | 4.90 | 364.00 | 6.38 | 20.42 | -1.23 | +0.44 | 2 | 4.20 |
| 2027-04-16 | 205 | 60.00 | 5.15 | 2.05 | 6.50 | 499.00 | 8.75 | 15.57 | -3.59 | +0.49 | 0 | 4.45 |
As of September 23, 2026
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