Bread Financial Holdings Inc

BFHNYSE · USD
101.83USD-0.74 (-0.73%)
889

Bread Financial Holdings Inc (BFH) Implied Volatility Current

BFH's 30 day implied volatility is 41.94%, with an IV Rank of 53.97%. This is an average IV Rank versus the past year, meaning Bread Financial Holdings Inc options are fairly priced and currently offer no clear edge to buyers or sellers. BFH's 30 day historical volatility sits at 34.57%, which means implied volatility is running 7.37 points above historical volatility, as of Nov 5, 2026.

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Tracking BFH implied volatility helps you spot when Bread Financial Holdings Inc options are historically cheap or expensive, and where the best trades are hiding. When BFH IV rises, premiums increase and sellers get more attractive pricing, and when it drops, buyers find cheaper contracts. Use our scanner to monitor BFH implied volatility current levels in real time and filter for high probability trades.

Implied volatility is derived from option prices and represents the annualized expected move of a stock. Tracking BFH IV rank helps you see whether BFH's implied volatility is historically high or low, since IV rank compares today's reading against the past year's range. A high rank signals relatively expensive premiums and tends to favor sellers, a low rank signals relatively cheap premiums and tends to favor buyers.

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services.

Implied Volatility

IV Rank
53.97%IV Rank
Moderate

IV is slightly elevated. Premiums are richer, leaning toward sellers.

Implied Volatility (30d)41.94%

IV Rank53.97%

Historical Volatility (30d)34.57%

IV Minus HV+7.37%

As of Nov 5, 2026

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