Tompkins Financial Corp
Tompkins Financial Corp (TMP) Covered Calls
As of September 18, 2026, TMP has 9 covered call opportunities in the coming three months. Return ranges from 0.9 to 20.8% until expiration. Annualized return ranges from 11.3 to 41.8%. The nearest expiration is October 16, 2026. Maximum potential profit is $2,071.
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Running TMP covered calls helps you generate consistent income from Tompkins Financial Corp's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Tompkins Financial Corp involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best TMP covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if TMP stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling TMP covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Tompkins Financial Corp covered call is worth writing.
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit.
In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 63 banking offices, including 43 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
Income-focused investors, long-term TMP holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling TMP covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Tompkins Financial Corp covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryBanks - Regional
- SectorFinancial
- IV percentile32.54% Subdued
- Market cap (M$)1,429
- 52 weeks high-3.16%
- 52 weeks low60.54%
- Analyst recommendationBuy
2.00 - Target price$104.50
5.19% above the current stock price - Dividend—
- Payout ratio22.34%
- Earnings date2026-10-23
- P/E8.13
- Future P/E11.94
- EPS (ttm)12.22
- EPS growth next 5 years—
As of September 18, 2026
| 2027-03-19 | 182 | 120.00 | 20.80 | 0.05 | 4.80 | 2071.00 | 20.85 | 41.81 | -0.05 | +0.23 | 2 | 4.75 |
| 2027-03-19 | 182 | 115.00 | 15.76 | 0.10 | 5.00 | 1576.00 | 15.86 | 31.82 | -0.10 | +0.26 | 0 | 4.90 |
| 2026-12-18 | 91 | 105.00 | 5.70 | 0.25 | 5.00 | 591.00 | 5.95 | 23.86 | -0.25 | +0.36 | 3 | 4.75 |
| 2027-03-19 | 182 | 110.00 | 10.73 | 1.00 | 5.30 | 1166.00 | 11.74 | 23.54 | -1.01 | +0.33 | 0 | 4.30 |
| 2027-03-19 | 182 | 105.00 | 5.70 | 2.70 | 7.00 | 836.00 | 8.42 | 16.88 | -2.72 | +0.44 | 0 | 4.30 |
| 2026-11-20 | 63 | 100.00 | 0.66 | 2.00 | 6.00 | 266.00 | 2.68 | 15.51 | -2.01 | +0.52 | 0 | 4.00 |
| 2026-12-18 | 91 | 100.00 | 0.66 | 2.50 | 6.70 | 316.00 | 3.18 | 12.76 | -2.52 | +0.53 | 1 | 4.20 |
| 2027-03-19 | 182 | 100.00 | 0.66 | 5.60 | 9.50 | 626.00 | 6.30 | 12.64 | -5.64 | +0.56 | 0 | 3.90 |
| 2026-10-16 | 28 | 100.00 | 0.66 | 0.20 | 4.90 | 86.00 | 0.87 | 11.29 | -0.20 | +0.49 | 1 | 4.70 |
As of September 18, 2026
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