Upstart Holdings Inc
Upstart Holdings Inc (UPST) Historical Volatility
UPST 30-day historical volatility is 48%. This ranks in the 4th percentile of readings over the past year.
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Tracking UPST historical volatility helps you see how much Upstart Holdings Inc's stock price has actually moved over past periods, giving you a baseline to judge whether current option premiums are fair, cheap, or expensive. While implied volatility tells you what the market expects, Upstart Holdings Inc's HV tells you what really happened. Use our scanner to monitor UPST 30 day historical volatility alongside longer lookback windows and spot the moments when realized and implied diverge.
Historical volatility is the annualized standard deviation of an underlying's past returns, typically measured over rolling windows like 10, 20, 30, or 60 days. The UPST 30 day historical volatility is one of the most widely watched readings because it balances responsiveness with stability. Comparing Upstart Holdings Inc's HV to its implied volatility reveals the volatility risk premium — when IV sits well above HV, option sellers tend to have an edge; when HV runs hot relative to IV, buyers may be underpaying for movement.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
Sizing a long premium trade, modeling a covered call, or hunting volatility arbitrage all come back to one question: how much has the stock actually moved? Our scanner puts Upstart Holdings Inc's historical volatility side-by-side with implied readings across every lookback window, so you can see exactly where UPST HV is running hot, cold, or in line. Make the UPST 30 day historical volatility — and every other window — work for your edge instead of against it.
As of September 22, 2026
As of September 22, 2026
See how volatility has moved over time
Track UPST historical volatility, spot where IV and realized volatility diverge, and find options that are priced in your favor right now.
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