Home Bancorp Inc
Home Bancorp Inc (HBCP) Covered Calls
Home Bancorp Inc trades in the Banks - Regional industry with an IV Rank of 17.46%, low versus the past year. HBCP's highest covered call setup is the $65.00 strike expiring Dec 18, 2026, sorted by theoretical annualized return. It's 5.91% out of the money with 50 days to expiration, a 6.00% return until expiration, and a 43.77% theoretical annualized return. Across the setups shown, annualized returns run from 18.41% to 43.77% at strikes between $65.00 and $70.00, with 50 to 169 days to expiration, as of Oct 29, 2026.
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Running HBCP covered calls helps you generate income from Home Bancorp Inc shares you already own, turning a long stock position into a yield producing asset. A covered call means holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike. Use our scanner to find the best HBCP covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call pairs limited risk with a clear income profile. If HBCP stays below the strike at expiration, you keep the premium and the shares. If it rises above, you deliver the stock at the strike and still pocket the premium. Selling HBCP covered calls works best when implied volatility is elevated, since richer premiums improve the risk reward. Key inputs include strike selection relative to delta, days to expiration, annualized return, and probability of assignment, all of which determine whether a given HBCP covered call is worth writing.
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services.
| 2026-12-18 | 50 | 65.00 | 5.91 | 0.05 | 4.90 | 368.00 | 6.00 | 43.77 | -0.08 | +0.40 | 0 | 4.85 |
| 2027-04-16 | 169 | 70.00 | 14.06 | 0.05 | 4.90 | 868.00 | 14.14 | 30.55 | -0.08 | +0.33 | 0 | 4.85 |
| 2027-01-15 | 78 | 65.00 | 5.91 | 0.10 | 4.90 | 373.00 | 6.08 | 28.44 | -0.16 | +0.40 | 0 | 4.80 |
| 2027-04-16 | 169 | 65.00 | 5.91 | 1.60 | 5.50 | 523.00 | 8.52 | 18.41 | -2.61 | +0.45 | 0 | 3.90 |
As of Oct 29, 2026
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- IndustryBanks - Regional
- SectorFinancial
- IV Rank17.46% Low
- Market cap (M$)483
- 52 weeks high-17.62%
- 52 weeks low17.88%
- Analyst recommendationHold
2.75 - Target price$68.00
20.44% above the current stock price - Dividend—
- Payout ratio19.42%
- Earnings date2027-01-25
- P/E10.82
- Future P/E9.98
- EPS (ttm)5.67
- EPS growth next 5 years1.99%
As of Oct 29, 2026