Affirm Holdings Inc
Affirm Holdings Inc (AFRM) Covered Calls
Affirm Holdings Inc trades in the Credit Services industry with an IV Rank of 23.02%, low versus the past year. AFRM's highest covered call setup is the $80.00 strike expiring Nov 20, 2026, sorted by theoretical annualized return. It's 22.87% out of the money with 7 days to expiration, a 22.90% return until expiration, and a 1,194.06% theoretical annualized return. Across the setups shown, annualized returns run from 603.03% to 1,194.06% at strikes between $72.50 and $110.00, with 7 to 35 days to expiration, as of Nov 13, 2026.
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Running AFRM covered calls helps you generate income from Affirm Holdings Inc shares you already own, turning a long stock position into a yield producing asset. A covered call means holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike. Use our scanner to find the best AFRM covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call pairs limited risk with a clear income profile. If AFRM stays below the strike at expiration, you keep the premium and the shares. If it rises above, you deliver the stock at the strike and still pocket the premium. Selling AFRM covered calls works best when implied volatility is elevated, since richer premiums improve the risk reward. Key inputs include strike selection relative to delta, days to expiration, annualized return, and probability of assignment, all of which determine whether a given AFRM covered call is worth writing.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies.
| 2026-11-20 | 7 | 80.00 | 22.87 | 0.02 | 0.03 | 1491.00 | 22.90 | 1194.06 | -0.03 | +0.01 | 1,943 | 0.01 |
| 2026-11-20 | 7 | 78.00 | 19.80 | 0.01 | 0.08 | 1290.00 | 19.81 | 1033.09 | -0.02 | +0.02 | 462 | 0.07 |
| 2026-11-20 | 7 | 77.50 | 19.03 | 0.04 | 0.09 | 1243.00 | 19.09 | 995.45 | -0.06 | +0.03 | 1,926 | 0.05 |
| 2026-11-20 | 7 | 77.00 | 18.26 | 0.04 | 0.25 | 1193.00 | 18.32 | 955.41 | -0.06 | +0.05 | 106 | 0.21 |
| 2026-11-20 | 7 | 76.00 | 16.73 | 0.06 | 0.08 | 1095.00 | 16.82 | 876.92 | -0.09 | +0.03 | 225 | 0.02 |
| 2026-12-18 | 35 | 110.00 | 68.94 | 0.02 | 0.06 | 4491.00 | 68.98 | 719.32 | -0.03 | +0.01 | 400 | 0.04 |
| 2026-11-20 | 7 | 74.00 | 13.65 | 0.08 | 0.36 | 897.00 | 13.78 | 718.36 | -0.12 | +0.09 | 93 | 0.28 |
| 2026-12-18 | 35 | 105.00 | 61.27 | 0.02 | 0.16 | 3991.00 | 61.30 | 639.23 | -0.03 | +0.02 | 3,067 | 0.14 |
| 2026-11-20 | 7 | 73.00 | 12.12 | 0.08 | 0.27 | 797.00 | 12.24 | 638.27 | -0.12 | +0.08 | 801 | 0.19 |
| 2026-11-20 | 7 | 72.50 | 11.35 | 0.14 | 0.25 | 753.00 | 11.57 | 603.03 | -0.22 | +0.09 | 515 | 0.11 |
As of Nov 13, 2026
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- IndustryCredit Services
- SectorFinancial
- IV Rank23.02% Low
- Market cap (M$)22,073
- 52 weeks high-28.01%
- 52 weeks low54.66%
- Analyst recommendationStrong Buy
1.49 - Target price$96.61
48.38% above the current stock price - Dividend—
- Payout ratio0.00%
- Earnings date2027-02-04
- P/E11.31
- Future P/E22.04
- EPS (ttm)5.76
- EPS growth next 5 years-9.88%
As of Nov 13, 2026