Financial Institutions Inc
Financial Institutions Inc (FISI) Option Chain
As of September 17, 2026, Financial Institutions Inc is trading at $40.60, a -0.30% change from the previous close. The nearest expiration is Oct 16, 2026. Implied volatility is 35.2%. IV Rank is 5%.
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Tracking the FISI option chain helps you see every strike and expiry on Financial Institutions Inc in one view, so you can quickly identify the contracts that fit your thesis and your risk. Financial Institutions Inc's option chain lays out bids, asks, volume, open interest, and Greeks across calls and puts, giving you the full map of FISI options activity at a glance. Use our scanner to monitor the FISI option chain in real time and filter for the FISI options trades that actually meet your criteria.
An option chain is the complete listing of all available option contracts on an underlying, organized by expiration date and strike price. For FISI stock options, the chain shows side-by-side call and put data, making it easy to compare premiums, assess liquidity, and spot pricing dislocations. Reading the FISI option chain effectively means looking beyond the last price — implied volatility by strike, volume-to-open-interest ratios, and bid-ask spreads all tell you where FISI stock options are being actively traded and where they are not.
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans.
The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 48 banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Schuyler, Steuben, Wayne, Wyoming, and Yates counties, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
Credit spreads, long calls, iron condors, calendar trades — every strategy starts with the same raw material: a clean, complete option chain. Our scanner pulls Financial Institutions Inc's full chain across every expiry, highlights the most liquid strikes, and lets you screen FISI options by the metrics that matter, from IV skew to volume surges. Stop scrolling through endless rows of FISI stock options — let the full option chain come to you, pre-filtered and ready to trade.
Stock Statistics
- IndustryBanks - Regional
- SectorFinancial
- IV percentile22.62% Subdued
- Market cap (M$)802
- 52 weeks high-5.24%
- 52 weeks low59.00%
- Analyst recommendationBuy
2.00 - Target price$45.00
10.84% above the current stock price - Dividend—
- Payout ratio34.32%
- Earnings date2026-10-22
- P/E10.10
- Future P/E9.47
- EPS (ttm)4.03
- EPS growth next 5 years—
As of September 17, 2026
| CALLs | PUTs | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Prob. OTM % | Open Interest | Volume | Extrinsic Value | Intrinsic Value | Bid | Ask | Strike | Moneyness % | Bid | Ask | Intrinsic Value | Extrinsic Value | Volume | Open Interest | Prob. OTM % |
| 0.10 | 0 | 0 | 0.90 | 10.60 | 9.50 | 13.50 | 30.00 | -26.33 | — | 4.80 | 0.00 | 4.80 | 0 | 0 | 99.90 |
| 6.46 | 0 | 0 | 1.05 | 5.60 | 4.80 | 8.50 | 35.00 | -14.05 | — | 1.15 | 0.00 | 1.15 | 0 | 0 | 93.54 |
| 43.52 | 0 | 0 | 1.90 | 0.60 | 0.10 | 4.90 | 40.00 | -1.77 | — | 1.95 | 0.00 | 1.95 | 0 | 5 | 56.48 |
| 84.88 | 0 | 0 | 1.15 | 0.00 | — | 1.15 | 45.00 | +10.51 | 2.45 | 6.50 | 4.40 | 0.08 | 0 | 0 | 15.12 |
| 98.21 | 0 | 0 | 4.80 | 0.00 | — | 4.80 | 50.00 | +22.79 | 7.00 | 11.50 | 9.40 | -0.15 | 0 | 0 | 1.79 |
As of September 17, 2026
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