HCI Group Inc

HCINYSE · USD
174.52USD-1.97 (-1.12%)
967

HCI Group Inc (HCI) Covered Calls

As of September 29, 2026, HCI has 21 covered call opportunities in the coming three months. Return ranges from 3.7 to 31.4% until expiration. Annualized return ranges from 21.0 to 136.8%. The nearest expiration is October 16, 2026. Maximum potential profit is $5,506.

Read more

Running HCI covered calls helps you generate consistent income from HCI Group Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on HCI Group Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best HCI covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.

A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if HCI stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling HCI covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given HCI Group Inc covered call is worth writing.

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform.

The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Income-focused investors, long-term HCI holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling HCI covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best HCI Group Inc covered calls come to you, already filtered for the metrics that matter.

Stock Statistics

  • IndustryInsurance - Property & Casualty
  • SectorFinancial
  • IV percentile79.37% Elevated
  • Market cap (M$)2,195
  • 52 weeks high-16.16%
  • 52 weeks low21.93%
  • Analyst recommendationBuy
    1.67
  • Target price$241.67
    38.48% above the current stock price
  • Dividend—
  • Payout ratio7.04%
  • Earnings date2026-11-05
  • P/E7.61
  • Future P/E9.20
  • EPS (ttm)23.20
  • EPS growth next 5 years-5.83%

As of September 29, 2026

2026-11-2053210.0019.800.102.653481.0019.86136.76-0.06+0.1202.55
2026-10-1618185.005.540.603.401031.005.88119.27-0.34+0.2602.80
2026-11-2053200.0014.100.153.502486.0014.1897.67-0.09+0.1703.35
2026-11-2053195.0011.241.154.102086.0011.9081.95-0.66+0.2202.95
2026-10-1618180.002.691.854.20656.003.7475.89-1.06+0.3702.35
2026-11-2053190.008.392.654.701736.009.9068.20-1.51+0.2902.05
2027-03-19172230.0031.210.353.505506.0031.4166.66-0.20+0.1213.15
2026-12-1881200.0014.100.654.002536.0014.4765.19-0.37+0.1943.35
2026-12-1881195.0011.242.154.802186.0012.4756.20-1.23+0.26342.65
2027-03-19172220.0025.510.804.204551.0025.9655.10-0.46+0.1603.40

As of September 29, 2026

Sell covered calls with the data behind you

Find the best HCI covered call setups ranked by annualized return, filter by premium, delta, and days to expiration, and act on the opportunity in seconds.

Start your 14-day free trial