Heritage Insurance Holdings Inc
Heritage Insurance Holdings Inc (HRTG) Covered Calls
As of September 29, 2026, HRTG has 6 covered call opportunities in the coming three months. Return ranges from 8.4 to 23.4% until expiration. Annualized return ranges from 30.9 to 140.6%. The nearest expiration is November 20, 2026. Maximum potential profit is $779.
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Running HRTG covered calls helps you generate consistent income from Heritage Insurance Holdings Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Heritage Insurance Holdings Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best HRTG covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if HRTG stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling HRTG covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Heritage Insurance Holdings Inc covered call is worth writing.
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance.
It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.
Income-focused investors, long-term HRTG holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling HRTG covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Heritage Insurance Holdings Inc covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryInsurance - Property & Casualty
- SectorFinancial
- IV percentile83.33% Elevated
- Market cap (M$)996
- 52 weeks high-8.25%
- 52 weeks low63.53%
- Analyst recommendationBuy
1.67 - Target price$39.00
16.45% above the current stock price - Dividend—
- Payout ratio0.00%
- Earnings date2026-11-04
- P/E4.77
- Future P/E6.46
- EPS (ttm)7.02
- EPS growth next 5 years—
As of September 29, 2026
| 2026-11-20 | 53 | 40.00 | 20.26 | 0.05 | 2.40 | 679.00 | 20.41 | 140.59 | -0.15 | +0.27 | 1 | 2.35 |
| 2026-12-18 | 81 | 40.00 | 20.26 | 0.10 | 1.70 | 684.00 | 20.57 | 92.67 | -0.30 | +0.24 | 372 | 1.60 |
| 2026-11-20 | 53 | 35.00 | 5.23 | 1.05 | 2.55 | 279.00 | 8.39 | 57.77 | -3.16 | +0.44 | 2 | 1.50 |
| 2027-03-19 | 172 | 40.00 | 20.26 | 1.05 | 3.80 | 779.00 | 23.42 | 49.70 | -3.16 | +0.37 | 42 | 2.75 |
| 2026-12-18 | 81 | 35.00 | 5.23 | 1.60 | 3.60 | 334.00 | 10.04 | 45.25 | -4.81 | +0.48 | 954 | 2.00 |
| 2027-03-19 | 172 | 35.00 | 5.23 | 3.10 | 5.40 | 484.00 | 14.55 | 30.88 | -9.32 | +0.54 | 38 | 2.30 |
As of September 29, 2026
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