Provident Financial Services Inc

PFSNYSE · USD
23.06USD0.00 (-0.39%)
777

Provident Financial Services Inc (PFS) Implied Volatility Current

PFS implied volatility is 28%. IV Rank is 4%, placing current premiums in the bottom of their 52-week range.

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Tracking PFS implied volatility helps you identify when options premiums on Provident Financial Services Inc are historically cheap or expensive, and where the best trades are hiding. Provident Financial Services Inc implied volatility reflects the market's expectation of future price movement: when PFS IV rises, option premiums increase, creating opportunities for sellers, and when it drops, buyers can find cheaper contracts. Use our scanner to monitor Provident Financial Services Inc's implied volatility current levels in real time and filter for high-probability trades.

Implied volatility is derived from option prices using models like Black-Scholes and represents the annualized expected move of an underlying stock. For PFS, tracking metrics like PFS IV rank helps traders understand whether current implied volatility is historically high or low. IV rank compares today's reading against the past year's range — a high rank on PFS signals rich premiums and potential mean-reversion, while a low rank may favor long options strategies.

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans.

The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Premium sellers, directional traders, and spread builders all need the same starting point: a clear read on where PFS implied volatility sits today versus where it has been. Our scanner ranks Provident Financial Services Inc implied volatility against its historical range, surfaces extremes in PFS IV rank, and pairs every reading with the trades that exploit it. Stop guessing whether Provident Financial Services Inc IV is rich or cheap — measure it, then act on it.

Implied Volatility

IV Rank
3.57%IV Rank
Low

IV is compressed vs the past year - options are relatively cheap, favoring buyers.

Implied Volatility (30d)28.11%

IV Rank3.57%

Historical Volatility (30d)15.70%

IV - HV+12.41%

As of September 18, 2026

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