South Plains Financial Inc

SPFINASDAQ · USD
43.95USD-0.10 (-0.23%)
347

South Plains Financial Inc (SPFI) Historical Volatility

SPFI 30-day historical volatility is 14%. This ranks in the 1th percentile of readings over the past year.

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Tracking SPFI historical volatility helps you see how much South Plains Financial Inc's stock price has actually moved over past periods, giving you a baseline to judge whether current option premiums are fair, cheap, or expensive. While implied volatility tells you what the market expects, South Plains Financial Inc's HV tells you what really happened. Use our scanner to monitor SPFI 30 day historical volatility alongside longer lookback windows and spot the moments when realized and implied diverge.

Historical volatility is the annualized standard deviation of an underlying's past returns, typically measured over rolling windows like 10, 20, 30, or 60 days. The SPFI 30 day historical volatility is one of the most widely watched readings because it balances responsiveness with stability. Comparing South Plains Financial Inc's HV to its implied volatility reveals the volatility risk premium — when IV sits well above HV, option sellers tend to have an edge; when HV runs hot relative to IV, buyers may be underpaying for movement.

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes.

In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 25 full-service banking locations; and 15 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.

Sizing a long premium trade, modeling a covered call, or hunting volatility arbitrage all come back to one question: how much has the stock actually moved? Our scanner puts South Plains Financial Inc's historical volatility side-by-side with implied readings across every lookback window, so you can see exactly where SPFI HV is running hot, cold, or in line. Make the SPFI 30 day historical volatility — and every other window — work for your edge instead of against it.

IV vs HV
Implied Volatility (IV) vs Historical Volatility (HV) over the past month.

As of September 22, 2026

IV - HV Difference
Difference between IV and HV over time. Positive values indicate IV > HV.

As of September 22, 2026

See how volatility has moved over time

Track SPFI historical volatility, spot where IV and realized volatility diverge, and find options that are priced in your favor right now.

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