Synchrony Financial
Synchrony Financial (SYF) Historical Volatility
SYF 30-day historical volatility is 24%. This ranks in the 12th percentile of readings over the past year.
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Tracking SYF historical volatility helps you see how much Synchrony Financial's stock price has actually moved over past periods, giving you a baseline to judge whether current option premiums are fair, cheap, or expensive. While implied volatility tells you what the market expects, Synchrony Financial's HV tells you what really happened. Use our scanner to monitor SYF 30 day historical volatility alongside longer lookback windows and spot the moments when realized and implied diverge.
Historical volatility is the annualized standard deviation of an underlying's past returns, typically measured over rolling windows like 10, 20, 30, or 60 days. The SYF 30 day historical volatility is one of the most widely watched readings because it balances responsiveness with stability. Comparing Synchrony Financial's HV to its implied volatility reveals the volatility risk premium — when IV sits well above HV, option sellers tend to have an edge; when HV runs hot relative to IV, buyers may be underpaying for movement.
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms.
In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
Sizing a long premium trade, modeling a covered call, or hunting volatility arbitrage all come back to one question: how much has the stock actually moved? Our scanner puts Synchrony Financial's historical volatility side-by-side with implied readings across every lookback window, so you can see exactly where SYF HV is running hot, cold, or in line. Make the SYF 30 day historical volatility — and every other window — work for your edge instead of against it.
As of September 18, 2026
As of September 18, 2026
See how volatility has moved over time
Track SYF historical volatility, spot where IV and realized volatility diverge, and find options that are priced in your favor right now.
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