United Bankshares Inc

UBSINASDAQ · USD
46.52USD+0.30 (+0.65%)
669

United Bankshares Inc (UBSI) Historical Volatility

UBSI 30-day historical volatility is 13%. This ranks in the 0th percentile of readings over the past year.

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Tracking UBSI historical volatility helps you see how much United Bankshares Inc's stock price has actually moved over past periods, giving you a baseline to judge whether current option premiums are fair, cheap, or expensive. While implied volatility tells you what the market expects, United Bankshares Inc's HV tells you what really happened. Use our scanner to monitor UBSI 30 day historical volatility alongside longer lookback windows and spot the moments when realized and implied diverge.

Historical volatility is the annualized standard deviation of an underlying's past returns, typically measured over rolling windows like 10, 20, 30, or 60 days. The UBSI 30 day historical volatility is one of the most widely watched readings because it balances responsiveness with stability. Comparing United Bankshares Inc's HV to its implied volatility reveals the volatility risk premium — when IV sits well above HV, option sellers tend to have an edge; when HV runs hot relative to IV, buyers may be underpaying for movement.

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans.

In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Sizing a long premium trade, modeling a covered call, or hunting volatility arbitrage all come back to one question: how much has the stock actually moved? Our scanner puts United Bankshares Inc's historical volatility side-by-side with implied readings across every lookback window, so you can see exactly where UBSI HV is running hot, cold, or in line. Make the UBSI 30 day historical volatility — and every other window — work for your edge instead of against it.

IV vs HV
Implied Volatility (IV) vs Historical Volatility (HV) over the past month.

As of September 23, 2026

IV - HV Difference
Difference between IV and HV over time. Positive values indicate IV > HV.

As of September 23, 2026

See how volatility has moved over time

Track UBSI historical volatility, spot where IV and realized volatility diverge, and find options that are priced in your favor right now.

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