United Community Banks Inc

UCBNYSE · USD
34.69USD+0.05 (+0.15%)
687

United Community Banks Inc (UCB) Implied Volatility Current

UCB implied volatility is 39%. IV Rank is 9%, placing current premiums in the bottom of their 52-week range.

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Tracking UCB implied volatility helps you identify when options premiums on United Community Banks Inc are historically cheap or expensive, and where the best trades are hiding. United Community Banks Inc implied volatility reflects the market's expectation of future price movement: when UCB IV rises, option premiums increase, creating opportunities for sellers, and when it drops, buyers can find cheaper contracts. Use our scanner to monitor United Community Banks Inc's implied volatility current levels in real time and filter for high-probability trades.

Implied volatility is derived from option prices using models like Black-Scholes and represents the annualized expected move of an underlying stock. For UCB, tracking metrics like UCB IV rank helps traders understand whether current implied volatility is historically high or low. IV rank compares today's reading against the past year's range — a high rank on UCB signals rich premiums and potential mean-reversion, while a low rank may favor long options strategies.

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs.

Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

Premium sellers, directional traders, and spread builders all need the same starting point: a clear read on where UCB implied volatility sits today versus where it has been. Our scanner ranks United Community Banks Inc implied volatility against its historical range, surfaces extremes in UCB IV rank, and pairs every reading with the trades that exploit it. Stop guessing whether United Community Banks Inc IV is rich or cheap — measure it, then act on it.

Implied Volatility

IV Rank
9.13%IV Rank
Low

IV is compressed vs the past year - options are relatively cheap, favoring buyers.

Implied Volatility (30d)38.77%

IV Rank9.13%

Historical Volatility (30d)16.38%

IV - HV+22.39%

As of September 17, 2026

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