Waterstone Financial Inc

WSBFNASDAQ · USD
20.46USD-0.20 (-0.97%)
719

Waterstone Financial Inc (WSBF) Implied Volatility Current

WSBF implied volatility is 38%. IV Rank is 10%, placing current premiums in the bottom of their 52-week range.

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Tracking WSBF implied volatility helps you identify when options premiums on Waterstone Financial Inc are historically cheap or expensive, and where the best trades are hiding. Waterstone Financial Inc implied volatility reflects the market's expectation of future price movement: when WSBF IV rises, option premiums increase, creating opportunities for sellers, and when it drops, buyers can find cheaper contracts. Use our scanner to monitor Waterstone Financial Inc's implied volatility current levels in real time and filter for high-probability trades.

Implied volatility is derived from option prices using models like Black-Scholes and represents the annualized expected move of an underlying stock. For WSBF, tracking metrics like WSBF IV rank helps traders understand whether current implied volatility is historically high or low. IV rank compares today's reading against the past year's range — a high rank on WSBF signals rich premiums and potential mean-reversion, while a low rank may favor long options strategies.

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.

It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. The company also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. It operates 14 full-service banking offices, 1 drive-through office, and 14 automated teller machines located in Milwaukee, Washington, and Waukesha Counties, Wisconsin. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.

Premium sellers, directional traders, and spread builders all need the same starting point: a clear read on where WSBF implied volatility sits today versus where it has been. Our scanner ranks Waterstone Financial Inc implied volatility against its historical range, surfaces extremes in WSBF IV rank, and pairs every reading with the trades that exploit it. Stop guessing whether Waterstone Financial Inc IV is rich or cheap — measure it, then act on it.

Implied Volatility

IV Rank
9.52%IV Rank
Low

IV is compressed vs the past year - options are relatively cheap, favoring buyers.

Implied Volatility (30d)38.29%

IV Rank9.52%

Historical Volatility (30d)14.77%

IV - HV+23.52%

As of September 17, 2026

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