Ally Financial Inc
Ally Financial Inc (ALLY) Covered Calls
As of September 25, 2026, ALLY has 64 covered call opportunities in the coming three months. Return ranges from 3.2 to 69.9% until expiration. Annualized return ranges from 8.8 to 183.9%. The nearest expiration is October 16, 2026. Maximum potential profit is $2,697.
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Running ALLY covered calls helps you generate consistent income from Ally Financial Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Ally Financial Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best ALLY covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if ALLY stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling ALLY covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Ally Financial Inc covered call is worth writing.
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing.
It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
Income-focused investors, long-term ALLY holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling ALLY covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Ally Financial Inc covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryCredit Services
- SectorFinancial
- IV percentile70.24% Elevated
- Market cap (M$)11,800
- 52 weeks high-17.97%
- 52 weeks low7.99%
- Analyst recommendationStrong Buy
1.38 - Target price$53.56
38.08% above the current stock price - Dividend—
- Payout ratio50.63%
- Earnings date2026-10-20
- P/E9.14
- Future P/E6.07
- EPS (ttm)4.25
- EPS growth next 5 years23.15%
As of September 25, 2026
| 2026-10-16 | 23 | 43.00 | 11.46 | 0.05 | 0.20 | 447.00 | 11.59 | 183.87 | -0.13 | +0.09 | 6,976 | 0.15 |
| 2026-11-20 | 58 | 48.00 | 24.42 | 0.10 | 0.50 | 952.00 | 24.68 | 155.29 | -0.26 | +0.11 | 54 | 0.40 |
| 2026-10-16 | 23 | 42.00 | 8.86 | 0.05 | 0.25 | 347.00 | 8.99 | 142.74 | -0.13 | +0.12 | 2,215 | 0.20 |
| 2026-11-20 | 58 | 46.00 | 19.23 | 0.05 | 0.45 | 747.00 | 19.36 | 121.85 | -0.13 | +0.11 | 131 | 0.40 |
| 2026-11-20 | 58 | 45.00 | 16.64 | 0.20 | 0.35 | 662.00 | 17.16 | 107.98 | -0.52 | +0.12 | 288 | 0.15 |
| 2026-10-16 | 23 | 41.00 | 6.27 | 0.20 | 0.40 | 262.00 | 6.79 | 107.77 | -0.52 | +0.21 | 1,127 | 0.20 |
| 2026-12-18 | 86 | 48.00 | 24.42 | 0.15 | 0.40 | 957.00 | 24.81 | 105.28 | -0.39 | +0.10 | 132 | 0.25 |
| 2027-01-15 | 114 | 50.00 | 29.60 | 0.10 | 0.30 | 1152.00 | 29.86 | 95.60 | -0.26 | +0.08 | 789 | 0.20 |
| 2026-12-18 | 86 | 47.00 | 21.82 | 0.15 | 0.45 | 857.00 | 22.21 | 94.28 | -0.39 | +0.11 | 14 | 0.30 |
| 2026-11-20 | 58 | 44.00 | 14.05 | 0.35 | 0.50 | 577.00 | 14.96 | 94.12 | -0.91 | +0.17 | 100 | 0.15 |
As of September 25, 2026
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