HBT Financial Inc
HBT Financial Inc (HBT) Historical Volatility
HBT's 30 day historical volatility is 22.73%, in the 34th percentile of readings over the past year. This is an average percentile, meaning HBT Financial Inc shares have moved roughly in line with their typical range. HBT's 30 day implied volatility sits at 41.74%, with an IV Rank of 28.17%, leaving IV 19.01 points above historical volatility. This means options are pricing in more movement than the stock has actually delivered, as of Nov 5, 2026.
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Tracking HBT historical volatility helps you see how much HBT Financial Inc's stock price has actually moved, giving you a baseline for whether option premiums look fair, cheap, or expensive. While implied volatility shows what the market expects, HBT's HV, also known as realized volatility, shows what actually happened. Use our scanner to monitor HBT 30 day historical volatility alongside longer lookback windows and spot the moments when realized and implied diverge.
Historical volatility is the annualized standard deviation of a stock's past returns, typically measured over rolling windows like 10, 20, 30, or 60 days. HBT's 30 day historical volatility, or HBT HV, is one of the most widely watched readings because it balances responsiveness with stability. Comparing HBT's HV to its implied volatility reveals the volatility risk premium. When IV sits well above HV, options are pricing in more movement than the stock has actually delivered, giving option sellers an edge. When HV runs hot relative to IV, options are pricing in less movement than the stock has delivered, and buyers may be underpaying for it.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans.
Historical Volatility
Historical movement is near its typical level for the past year. Neither unusually calm nor unusually active.
As of Nov 5, 2026
As of Nov 5, 2026
As of Nov 5, 2026
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