Lakeland Financial Corp
Lakeland Financial Corp (LKFN) Covered Calls
As of September 30, 2026, LKFN has 4 covered call opportunities in the coming three months. Return ranges from 3.4 to 12.1% until expiration. Annualized return ranges from 12.0 to 25.9%. The nearest expiration is November 20, 2026. Maximum potential profit is $705.
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Running LKFN covered calls helps you generate consistent income from Lakeland Financial Corp's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Lakeland Financial Corp involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best LKFN covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if LKFN stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling LKFN covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Lakeland Financial Corp covered call is worth writing.
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services.
It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.
Income-focused investors, long-term LKFN holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling LKFN covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Lakeland Financial Corp covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryBanks - Regional
- SectorFinancial
- IV percentile45.24% Neutral
- Market cap (M$)1,433
- 52 weeks high-11.88%
- 52 weeks low6.07%
- Analyst recommendationHold
3.00 - Target price$66.50
15.33% above the current stock price - Dividend—
- Payout ratio49.92%
- Earnings date2026-10-26
- P/E13.26
- Future P/E12.79
- EPS (ttm)4.35
- EPS growth next 5 years5.06%
As of September 30, 2026
| 2027-03-19 | 171 | 65.00 | 11.97 | 0.10 | 4.90 | 705.00 | 12.14 | 25.92 | -0.17 | +0.35 | 0 | 4.80 |
| 2026-11-20 | 52 | 60.00 | 3.36 | 0.05 | 2.50 | 200.00 | 3.45 | 24.18 | -0.09 | +0.39 | 0 | 2.45 |
| 2026-12-18 | 80 | 60.00 | 3.36 | 0.25 | 4.90 | 220.00 | 3.79 | 17.29 | -0.43 | +0.46 | 0 | 4.65 |
| 2027-03-19 | 171 | 60.00 | 3.36 | 1.30 | 6.00 | 325.00 | 5.60 | 11.95 | -2.24 | +0.50 | 0 | 4.70 |
As of September 30, 2026
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