Live Oak Bancshares Inc

LOBNYSE · USD
36.65USD-0.12 (-0.33%)
367

Live Oak Bancshares Inc (LOB) Covered Calls

As of September 28, 2026, LOB has 1 covered call opportunities in the coming three months. Return ranges from 10.7 to 10.7% until expiration. Annualized return ranges from 22.7 to 22.7%. The nearest expiration is March 19, 2027. Maximum potential profit is $393.

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Running LOB covered calls helps you generate consistent income from Live Oak Bancshares Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Live Oak Bancshares Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best LOB covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.

A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if LOB stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling LOB covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Live Oak Bancshares Inc covered call is worth writing.

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors.

Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Income-focused investors, long-term LOB holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling LOB covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Live Oak Bancshares Inc covered calls come to you, already filtered for the metrics that matter.

Stock Statistics

  • IndustryBanks - Regional
  • SectorFinancial
  • IV percentile23.81% Subdued
  • Market cap (M$)1,702
  • 52 weeks high-17.43%
  • 52 weeks low25.24%
  • Analyst recommendationBuy
    2.20
  • Target price$46.75
    27.56% above the current stock price
  • Dividend—
  • Payout ratio5.37%
  • Earnings date2026-10-28
  • P/E12.91
  • Future P/E8.71
  • EPS (ttm)2.85
  • EPS growth next 5 years—

As of September 28, 2026

2027-03-1917240.008.780.704.90393.0010.6922.68-1.90+0.4504.20

As of September 28, 2026

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