Old Second Bancorporation Inc

OSBCNASDAQ · USD
25.07USD+0.20 (+0.79%)
369

Old Second Bancorporation Inc (OSBC) Implied Volatility Current

OSBC implied volatility is 52%. IV Rank is 36%, placing current premiums in the middle of their 52-week range.

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Tracking OSBC implied volatility helps you identify when options premiums on Old Second Bancorporation Inc are historically cheap or expensive, and where the best trades are hiding. Old Second Bancorporation Inc implied volatility reflects the market's expectation of future price movement: when OSBC IV rises, option premiums increase, creating opportunities for sellers, and when it drops, buyers can find cheaper contracts. Use our scanner to monitor Old Second Bancorporation Inc's implied volatility current levels in real time and filter for high-probability trades.

Implied volatility is derived from option prices using models like Black-Scholes and represents the annualized expected move of an underlying stock. For OSBC, tracking metrics like OSBC IV rank helps traders understand whether current implied volatility is historically high or low. IV rank compares today's reading against the past year's range — a high rank on OSBC signals rich premiums and potential mean-reversion, while a low rank may favor long options strategies.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking.

Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

Premium sellers, directional traders, and spread builders all need the same starting point: a clear read on where OSBC implied volatility sits today versus where it has been. Our scanner ranks Old Second Bancorporation Inc implied volatility against its historical range, surfaces extremes in OSBC IV rank, and pairs every reading with the trades that exploit it. Stop guessing whether Old Second Bancorporation Inc IV is rich or cheap — measure it, then act on it.

Implied Volatility

IV Rank
35.71%IV Rank
Moderate

IV is below its typical range - premiums look reasonable for buyers.

Implied Volatility (30d)52.24%

IV Rank35.71%

Historical Volatility (30d)12.85%

IV - HV+39.39%

As of October 5, 2026

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