UMB Financial Corp
UMB Financial Corp (UMBF) Covered Calls
As of September 25, 2026, UMBF has 11 covered call opportunities in the coming three months. Return ranges from 3.1 to 17.9% until expiration. Annualized return ranges from 17.2 to 63.4%. The nearest expiration is October 16, 2026. Maximum potential profit is $2,428.
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Running UMBF covered calls helps you generate consistent income from UMB Financial Corp's shares you already own, turning a long stock position into a yield-producing asset. A covered call on UMB Financial Corp involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best UMBF covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if UMBF stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling UMBF covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given UMB Financial Corp covered call is worth writing.
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service.
The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
Income-focused investors, long-term UMBF holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling UMBF covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best UMB Financial Corp covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryBanks - Regional
- SectorFinancial
- IV percentile65.48% Neutral
- Market cap (M$)10,316
- 52 weeks high-11.41%
- 52 weeks low31.38%
- Analyst recommendationBuy
1.65 - Target price$167.94
26.48% above the current stock price - Dividend—
- Payout ratio17.54%
- Earnings date2026-10-27
- P/E11.31
- Future P/E9.72
- EPS (ttm)12.01
- EPS growth next 5 years10.70%
As of September 25, 2026
| 2026-12-18 | 84 | 155.00 | 14.12 | 0.65 | 1.50 | 1983.00 | 14.60 | 63.44 | -0.48 | +0.15 | 51 | 0.85 |
| 2026-10-16 | 21 | 140.00 | 3.08 | 0.05 | 5.00 | 423.00 | 3.11 | 54.13 | -0.04 | +0.37 | 93 | 4.95 |
| 2026-11-20 | 56 | 145.00 | 6.76 | 0.10 | 5.00 | 928.00 | 6.83 | 44.53 | -0.07 | +0.30 | 0 | 4.90 |
| 2027-03-19 | 175 | 160.00 | 17.80 | 0.10 | 5.00 | 2428.00 | 17.88 | 37.29 | -0.07 | +0.22 | 1 | 4.90 |
| 2027-03-19 | 175 | 155.00 | 14.12 | 0.35 | 5.00 | 1953.00 | 14.38 | 29.99 | -0.26 | +0.24 | 1 | 4.65 |
| 2026-12-18 | 84 | 145.00 | 6.76 | 0.15 | 5.00 | 933.00 | 6.87 | 29.85 | -0.11 | +0.31 | 72 | 4.85 |
| 2027-03-19 | 175 | 150.00 | 10.44 | 1.75 | 6.00 | 1593.00 | 11.73 | 24.46 | -1.29 | +0.32 | 5 | 4.25 |
| 2026-11-20 | 56 | 140.00 | 3.08 | 0.50 | 5.00 | 468.00 | 3.45 | 22.46 | -0.37 | +0.39 | 0 | 4.50 |
| 2026-12-18 | 84 | 140.00 | 3.08 | 1.50 | 6.00 | 568.00 | 4.18 | 18.17 | -1.10 | +0.43 | 8 | 4.50 |
| 2027-03-19 | 175 | 145.00 | 6.76 | 2.65 | 7.50 | 1183.00 | 8.71 | 18.17 | -1.95 | +0.40 | 6 | 4.85 |
As of September 25, 2026
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