Upstart Holdings Inc

UPSTNASDAQ · USD
25.00USD+0.23 (+0.93%)
242

Upstart Holdings Inc (UPST) Implied Volatility Current

UPST implied volatility is 62%. IV Rank is 8%, placing current premiums in the bottom of their 52-week range.

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Tracking UPST implied volatility helps you identify when options premiums on Upstart Holdings Inc are historically cheap or expensive, and where the best trades are hiding. Upstart Holdings Inc implied volatility reflects the market's expectation of future price movement: when UPST IV rises, option premiums increase, creating opportunities for sellers, and when it drops, buyers can find cheaper contracts. Use our scanner to monitor Upstart Holdings Inc's implied volatility current levels in real time and filter for high-probability trades.

Implied volatility is derived from option prices using models like Black-Scholes and represents the annualized expected move of an underlying stock. For UPST, tracking metrics like UPST IV rank helps traders understand whether current implied volatility is historically high or low. IV rank compares today's reading against the past year's range — a high rank on UPST signals rich premiums and potential mean-reversion, while a low rank may favor long options strategies.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Premium sellers, directional traders, and spread builders all need the same starting point: a clear read on where UPST implied volatility sits today versus where it has been. Our scanner ranks Upstart Holdings Inc implied volatility against its historical range, surfaces extremes in UPST IV rank, and pairs every reading with the trades that exploit it. Stop guessing whether Upstart Holdings Inc IV is rich or cheap — measure it, then act on it.

Implied Volatility

IV Rank
7.54%IV Rank
Low

IV is compressed vs the past year - options are relatively cheap, favoring buyers.

Implied Volatility (30d)61.98%

IV Rank7.54%

Historical Volatility (30d)50.02%

IV - HV+11.96%

As of September 17, 2026

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