Universal Insurance Holdings Inc
Universal Insurance Holdings Inc (UVE) Covered Calls
As of September 25, 2026, UVE has 9 covered call opportunities in the coming three months. Return ranges from 7.3 to 42.5% until expiration. Annualized return ranges from 23.5 to 126.2%. The nearest expiration is October 16, 2026. Maximum potential profit is $1,791.
Read more
Running UVE covered calls helps you generate consistent income from Universal Insurance Holdings Inc's shares you already own, turning a long stock position into a yield-producing asset. A covered call on Universal Insurance Holdings Inc involves holding the underlying stock and selling a call option against it, collecting premium in exchange for capping upside at the strike price. Use our scanner to find the best UVE covered calls in real time and filter for the strikes, expiries, and premiums that fit your strategy.
A covered call is one of the most widely used options strategies because it pairs limited risk with a clear income profile: if UVE stays below the strike at expiration, you keep the premium and the shares; if it rises above, you deliver the stock at the strike and still pocket the premium. Selling UVE covered calls works best when implied volatility is elevated, since richer premiums improve the risk-reward. Key inputs to evaluate include strike selection relative to delta, days to expiration, annualized return, and the probability of assignment — all of which determine whether a given Universal Insurance Holdings Inc covered call is worth writing.
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies.
It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Income-focused investors, long-term UVE holders, and systematic premium sellers all face the same challenge: finding the covered call strike and expiry that balances yield against the risk of being called away. Our scanner ranks covered calls by annualized return, downside protection, and probability of profit, so selling UVE covered calls becomes a measured decision instead of a guess. Stop eyeballing the chain — let the best Universal Insurance Holdings Inc covered calls come to you, already filtered for the metrics that matter.
Stock Statistics
- IndustryInsurance - Property & Casualty
- SectorFinancial
- IV percentile73.02% Elevated
- Market cap (M$)1,173
- 52 weeks high-6.67%
- 52 weeks low64.87%
- Analyst recommendationBuy
2.00 - Target price$45.00
6.79% above the current stock price - Dividend—
- Payout ratio10.13%
- Earnings date2026-10-22
- P/E5.55
- Future P/E8.87
- EPS (ttm)7.59
- EPS growth next 5 years-3.91%
As of September 25, 2026
| 2026-10-16 | 21 | 45.00 | 6.79 | 0.20 | 0.45 | 306.00 | 7.26 | 126.21 | -0.47 | +0.20 | 21 | 0.25 |
| 2026-11-20 | 56 | 50.00 | 18.65 | 0.10 | 0.80 | 796.00 | 18.89 | 123.12 | -0.24 | +0.15 | 196 | 0.70 |
| 2027-05-21 | 238 | 60.00 | 42.38 | 0.05 | 1.10 | 1791.00 | 42.50 | 65.18 | -0.12 | +0.12 | 0 | 1.05 |
| 2026-11-20 | 56 | 45.00 | 6.79 | 0.85 | 2.35 | 371.00 | 8.80 | 57.38 | -2.02 | +0.38 | 53 | 1.50 |
| 2027-02-19 | 147 | 50.00 | 18.65 | 0.30 | 3.30 | 816.00 | 19.36 | 48.08 | -0.71 | +0.31 | 1 | 3.00 |
| 2027-05-21 | 238 | 55.00 | 30.52 | 0.30 | 3.30 | 1316.00 | 31.23 | 47.89 | -0.71 | +0.27 | 0 | 3.00 |
| 2027-05-21 | 238 | 50.00 | 18.65 | 1.40 | 3.70 | 926.00 | 21.97 | 33.70 | -3.32 | +0.36 | 0 | 2.30 |
| 2027-02-19 | 147 | 45.00 | 6.79 | 1.95 | 3.60 | 481.00 | 11.41 | 28.34 | -4.63 | +0.45 | 43 | 1.65 |
| 2027-05-21 | 238 | 45.00 | 6.79 | 3.60 | 4.70 | 646.00 | 15.33 | 23.51 | -8.54 | +0.50 | 0 | 1.10 |
As of September 25, 2026
Sell covered calls with the data behind you
Find the best UVE covered call setups ranked by annualized return, filter by premium, delta, and days to expiration, and act on the opportunity in seconds.
Start your 14-day free trial→