Universal Insurance Holdings Inc

UVENYSE · USD
42.49USD+0.02 (+0.05%)
9810

Universal Insurance Holdings Inc (UVE) Historical Volatility

UVE 30-day historical volatility is 19%. This ranks in the 1th percentile of readings over the past year.

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Tracking UVE historical volatility helps you see how much Universal Insurance Holdings Inc's stock price has actually moved over past periods, giving you a baseline to judge whether current option premiums are fair, cheap, or expensive. While implied volatility tells you what the market expects, Universal Insurance Holdings Inc's HV tells you what really happened. Use our scanner to monitor UVE 30 day historical volatility alongside longer lookback windows and spot the moments when realized and implied diverge.

Historical volatility is the annualized standard deviation of an underlying's past returns, typically measured over rolling windows like 10, 20, 30, or 60 days. The UVE 30 day historical volatility is one of the most widely watched readings because it balances responsiveness with stability. Comparing Universal Insurance Holdings Inc's HV to its implied volatility reveals the volatility risk premium — when IV sits well above HV, option sellers tend to have an edge; when HV runs hot relative to IV, buyers may be underpaying for movement.

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies.

It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Sizing a long premium trade, modeling a covered call, or hunting volatility arbitrage all come back to one question: how much has the stock actually moved? Our scanner puts Universal Insurance Holdings Inc's historical volatility side-by-side with implied readings across every lookback window, so you can see exactly where UVE HV is running hot, cold, or in line. Make the UVE 30 day historical volatility — and every other window — work for your edge instead of against it.

IV vs HV
Implied Volatility (IV) vs Historical Volatility (HV) over the past month.

As of September 23, 2026

IV - HV Difference
Difference between IV and HV over time. Positive values indicate IV > HV.

As of September 23, 2026

See how volatility has moved over time

Track UVE historical volatility, spot where IV and realized volatility diverge, and find options that are priced in your favor right now.

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